INDUSTRY INSIGHT HEALTH INSURANCE SPONSORED CONTENT MEDICARE Made Simple with Michelle McCorkle TURNING 65 IN 2026? For many adults, approaching Medicare can feel overwhelming-deadlines, coverage decisions, and new terminology can make the process confusing. But it doesn't have to be. Local Medicare specialist Michelle McCorkle is here to make navigating your options simple, clear, and stress-free. Whether you're planning ahead or ready to enroll, Michelle can help you understand your choices, compare plans, and make confident decisions that fit your health needs and your budget. 5 KEY THINGS TO KNOW WHEN YOU'RE TURNING 65 1. You Have a Limited Enrollment Window Your Initial Enrollment Period (IEP) lasts 7 months three months before your 65th birthday, your birthday month, and three months after. Missing this window can lead to penalties, depending on your situation. 2. Medicare Isn't Automatic for Everyone If you're already receiving Social Security, you'll be automatically enrolled in Medicare Part A and B. If not, you'll need to enroll yourself-Michelle can guide you through the process step-by-step. 3. Medicare Has Multiple Parts-Each Covers Something Different Part A Hospital coverage Part B Medical/doctor coverage Part C (Medicare Advantage) All-in-one alternative to Original Medicare Part D Prescription drug coverage Medigap (Supplement plans) Helps pay costs Original Medicare doesn't Understanding how these pieces fit together is essential to choosing the right plan. 4. Your Prescriptions Matter Prescription drug plans and Medicare Advantage plans vary widely. Before choosing a plan, make sure: Your medications are covered: Your preferred pharmacy is in-network Your plan offers affordable copays Michelle can run a full comparison for you. 5. Costs Can Change Every Year Premiums, copays, and plan coverage can shift annually. Reviewing your options each year ensures you're not overpaying or missing out on better benefits. CALL: 412-503-3592 GET PERSONALIZED MEDICARE GUIDANCE Medicare decisions are not one-size-fits-all. Michelle takes the time to understand: Your health needs Your medications Your budget Your doctor preferences With her guidance, you'll feel confident entering Medicare-not confused or overwhelmed. HAVE QUESTIONS ABOUT TURNING 65? Contact Michelle McCorkle today for clear answers, no-pressure guidance, and support you can trust. M&M HEALTH INSURANCE MM Health Insurance Health Life | Medicare | Supplemental Michelle McCorkle Licensed Insurance Agent 412-503-3592 mmccorkle@mlbenefitsco.com 2776 South Park Rd., Bethel Park, PA 15102 INDUSTRY INSIGHT HEALTH INSURANCE SPONSORED CONTENT MEDICARE Made Simple with Michelle McCorkle TURNING 65 IN 2026 ? For many adults , approaching Medicare can feel overwhelming - deadlines , coverage decisions , and new terminology can make the process confusing . But it doesn't have to be . Local Medicare specialist Michelle McCorkle is here to make navigating your options simple , clear , and stress - free . Whether you're planning ahead or ready to enroll , Michelle can help you understand your choices , compare plans , and make confident decisions that fit your health needs and your budget . 5 KEY THINGS TO KNOW WHEN YOU'RE TURNING 65 1. You Have a Limited Enrollment Window Your Initial Enrollment Period ( IEP ) lasts 7 months three months before your 65th birthday , your birthday month , and three months after . Missing this window can lead to penalties , depending on your situation . 2. Medicare Isn't Automatic for Everyone If you're already receiving Social Security , you'll be automatically enrolled in Medicare Part A and B. If not , you'll need to enroll yourself - Michelle can guide you through the process step - by - step . 3. Medicare Has Multiple Parts - Each Covers Something Different Part A Hospital coverage Part B Medical / doctor coverage Part C ( Medicare Advantage ) All - in - one alternative to Original Medicare Part D Prescription drug coverage Medigap ( Supplement plans ) Helps pay costs Original Medicare doesn't Understanding how these pieces fit together is essential to choosing the right plan . 4. Your Prescriptions Matter Prescription drug plans and Medicare Advantage plans vary widely . Before choosing a plan , make sure : Your medications are covered : Your preferred pharmacy is in - network Your plan offers affordable copays Michelle can run a full comparison for you . 5. Costs Can Change Every Year Premiums , copays , and plan coverage can shift annually . Reviewing your options each year ensures you're not overpaying or missing out on better benefits . CALL : 412-503-3592 GET PERSONALIZED MEDICARE GUIDANCE Medicare decisions are not one - size - fits - all . Michelle takes the time to understand : Your health needs Your medications Your budget Your doctor preferences With her guidance , you'll feel confident entering Medicare - not confused or overwhelmed . HAVE QUESTIONS ABOUT TURNING 65 ? Contact Michelle McCorkle today for clear answers , no - pressure guidance , and support you can trust . M & M HEALTH INSURANCE MM Health Insurance Health Life | Medicare | Supplemental Michelle McCorkle Licensed Insurance Agent 412-503-3592 mmccorkle@mlbenefitsco.com 2776 South Park Rd . , Bethel Park , PA 15102