MS 4302 Old William Penn Hwy, Ste 100, Murrysville, PA 15668 412-587-6362 www.msfg-pa.com Investments, Life Insurance & Financial Planning MALOY SPORAR FINANCIAL GROUP Watch your money grow! INTEREST RATES ARE CHANGING - LOCK IN A GUARANTEED RATE TODAY! 4.85% 5.10% *Rates current as date of publication. *Principal Protection *Dependable Growth *No Market Risk Apex Multi-Year Guaranteed Fixed Annuity issued by Delaware Life Insurance Company Advanced Choice MYGA issued by Security Benefit Life Insurance Company Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59% are subject to a 10% IRS penalty tax and surrender charges may apply. Athene MYG issued by Athene Annuity & Life Company. Member FINRA/SIPC. odno-276284 MS 4302 Old William Penn Hwy , Ste 100 , Murrysville , PA 15668 412-587-6362 www.msfg-pa.com Investments , Life Insurance & Financial Planning MALOY SPORAR FINANCIAL GROUP Watch your money grow ! INTEREST RATES ARE CHANGING - LOCK IN A GUARANTEED RATE TODAY ! 4.85 % 5.10 % * Rates current as date of publication . * Principal Protection * Dependable Growth * No Market Risk Apex Multi - Year Guaranteed Fixed Annuity issued by Delaware Life Insurance Company Advanced Choice MYGA issued by Security Benefit Life Insurance Company Fixed annuities are long - term investment vehicles designed for retirement purposes . Gains from tax - deferred investments are taxable as ordinary income upon withdrawal . Guarantees are based on the claims paying ability of the issuing company . Withdrawals made prior to age 59 % are subject to a 10 % IRS penalty tax and surrender charges may apply . Athene MYG issued by Athene Annuity & Life Company . Member FINRA / SIPC . odno - 276284