MS 4302 Old William Penn Hwy, Ste 100, Murrysville, PA 15668 412-587-6362 www.msfg-pa.com Investments, Life Insurance & Financial Planning MALOY SPORAR FINANCIAL GROUP Watch your money grow! INTEREST RATES MAY BE CHANGING - LOCK IN A GUARANTEED RATE TODAY! 4.85% 5.40% *Rates current as date of publication. *Principal Protection *Dependable Growth *No Market Risk Apex Multi-Year Guaranteed Fixed Annuity issued by Delaware Life Insurance Company Advanced Choice MYGA issued by Security Benefit Life Insurance Company Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59½ are subject to a 10% IRS penalty tax and surrender charges may apply. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. odno-273633 MS 4302 Old William Penn Hwy , Ste 100 , Murrysville , PA 15668 412-587-6362 www.msfg-pa.com Investments , Life Insurance & Financial Planning MALOY SPORAR FINANCIAL GROUP Watch your money grow ! INTEREST RATES MAY BE CHANGING - LOCK IN A GUARANTEED RATE TODAY ! 4.85 % 5.40 % * Rates current as date of publication . * Principal Protection * Dependable Growth * No Market Risk Apex Multi - Year Guaranteed Fixed Annuity issued by Delaware Life Insurance Company Advanced Choice MYGA issued by Security Benefit Life Insurance Company Fixed annuities are long - term investment vehicles designed for retirement purposes . Gains from tax - deferred investments are taxable as ordinary income upon withdrawal . Guarantees are based on the claims paying ability of the issuing company . Withdrawals made prior to age 59½ are subject to a 10 % IRS penalty tax and surrender charges may apply . Securities and advisory services offered through LPL Financial , a registered investment advisor . Member FINRA / SIPC . odno - 273633