MS MALOY SPORAR FINANCIAL GROUP 4302 Old William Penn Hwy, Ste 100, Murrysville, PA 15668 412-587-6362. www.msfg-pa.com Investments, Life Insurance & Financial Planning Interest rates are falling.. lock in a rate that will last! 4.75% 4.95% "Rates current as date of publication. *Principal Protection *Guaranteed Growth *No Market Risk * Cash, IRA & Roth Approved Athene MYG issued by Athene Annuity and Life Insurance Co. Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. odno-344819 MS MALOY SPORAR FINANCIAL GROUP 4302 Old William Penn Hwy , Ste 100 , Murrysville , PA 15668 412-587-6362 . www.msfg-pa.com Investments , Life Insurance & Financial Planning Interest rates are falling .. lock in a rate that will last ! 4.75 % 4.95 % " Rates current as date of publication . * Principal Protection * Guaranteed Growth * No Market Risk * Cash , IRA & Roth Approved Athene MYG issued by Athene Annuity and Life Insurance Co. Fixed annuities are long - term investment vehicles designed for retirement purposes . Gains from tax - deferred investments are taxable as ordinary income upon withdrawal . Guarantees are based on the claims paying ability of the issuing company . Withdrawals made prior to age 59 ½ are subject to a 10 % IRS penalty tax and surrender charges may apply . Securities and advisory services offered through LPL Financial , a registered investment advisor . Member FINRA / SIPC . odno - 344819