Edward Jones Advertorial featured monthly > edwardjones.com | Member SIPC ARE YOU AFRAID OF OUTLIVING YOUR MONEY? Here's something to think about: 58% of retirement savers from all age groups, including current retirees, say that outliving their assets is their greatest retirement fear, according to a study by Cerulli Associates, a financial services research organization. potentially contribute more to your retirement accounts. And when you're retired, look for ways to cut your expenses. One possibility is downsizing your living arrangements. Finally, see if you can adjust your If you share this fear, how can you investment portfolio to provide more alleviate it? For starters, estimate how much money you'll need during retirement so you can plan your financial strategy. If you haven't retired yet, try to boost your financial resources by contributing as much as you can afford to your IRA and 401(k). And, if possible, delay taking Social Security until your full retirement age so you can collect full benefits. You might also consider re-entering the workforce on a part-time basis. You could boost your cash flow and income-producing opportunities. The more you can bolster your financial security before and during retirement, the less you may fear outliving your money. This content was provided by Edward Jones for use by David Bousquet your Edward Jones financial advisor at 201 Allegheny Avenue, Suite 2, Oakmont PA 15139. Member SIPC Edward Jones, Member SIPC Think CDs are boring? That's the point. Bank-issued, FDIC-insured 3-months APY* 4.900% Finding a great rate on a CD is nice, but to get the most from your CDs, you need a strategy. Get in touch to learn more. Please contact us if you have $1,000 or more to invest. *Annual Percentage Yield (APY) effective 07/29/24. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC). David Bousquet Financial Advisor Office: 412-828-2437 Edward Jones 201 Allegheny Avenue Suite 2 Oakmont, PA 15139 Edward Jones Advertorial featured monthly > edwardjones.com | Member SIPC ARE YOU AFRAID OF OUTLIVING YOUR MONEY ? Here's something to think about : 58 % of retirement savers from all age groups , including current retirees , say that outliving their assets is their greatest retirement fear , according to a study by Cerulli Associates , a financial services research organization . potentially contribute more to your retirement accounts . And when you're retired , look for ways to cut your expenses . One possibility is downsizing your living arrangements . Finally , see if you can adjust your If you share this fear , how can you investment portfolio to provide more alleviate it ? For starters , estimate how much money you'll need during retirement so you can plan your financial strategy . If you haven't retired yet , try to boost your financial resources by contributing as much as you can afford to your IRA and 401 ( k ) . And , if possible , delay taking Social Security until your full retirement age so you can collect full benefits . You might also consider re - entering the workforce on a part - time basis . You could boost your cash flow and income - producing opportunities . The more you can bolster your financial security before and during retirement , the less you may fear outliving your money . This content was provided by Edward Jones for use by David Bousquet your Edward Jones financial advisor at 201 Allegheny Avenue , Suite 2 , Oakmont PA 15139 . Member SIPC Edward Jones , Member SIPC Think CDs are boring ? That's the point . Bank - issued , FDIC - insured 3 - months APY * 4.900 % Finding a great rate on a CD is nice , but to get the most from your CDs , you need a strategy . Get in touch to learn more . Please contact us if you have $ 1,000 or more to invest . * Annual Percentage Yield ( APY ) effective 07/29/24 . CDs offered by Edward Jones are bank - issued and FDIC - insured up to $ 250,000 ( principal and interest accrued but not yet paid ) per depositor , per insured depository institution , for each account ownership category . Please visit www.fdic.gov or contact your financial advisor for additional information . Subject to availability and price change . CD values are subject to interest rate risk such that when interest rates rise , the prices of CDs can decrease . If CDs are sold prior to maturity , the investor can lose principal value . FDIC insurance does not cover losses in market value . Early withdrawal may not be permitted . Yields quoted are net of all commissions . CDs require the distribution of interest and do not allow interest to compound . CDs offered through Edward Jones are issued by banks and thrifts nationwide . All CDs sold by Edward Jones are registered with the Depository Trust Corp. ( DTC ) . David Bousquet Financial Advisor Office : 412-828-2437 Edward Jones 201 Allegheny Avenue Suite 2 Oakmont , PA 15139