CONGRATULATION GRADUATES! SECURE YOUR GRADUATE'S FUTURE BY PLANNING EARLY FOR EDUCATION COSTS As the cost of a college education continues to rise, outpacing the rate of inflation, it is becoming beyond the reach of most people unless they have planned early on. For people starting a college savings plan today, ques- tions arise as to the best way to save. For such an important and long-term goal, it pays to do some research when selecting a plan. FC FINANCIAL SERVICES There are many factors to consider when selecting a college savings plan. As with any savings goal, individual factors such as time horizon, risk tolerance, investment preferenc- es and tax situation need to be considered and weighed in order to select the most suitable savings plan. The importance of planning early for education costs cannot be stressed enough! Reach out today for a no cost initial consultation! LPL Financial 1090 Freeport Road, Suite 150 | Pittsburgh, PA 15238 | 412-967-9272 | WWW.FOXCHAPELFINANCIALSERVICES.COM The views expressed represent the opinion of Fox Chapel Financial Services and are for informational purposes only. LPL Financial does not offer tax advice or services. Consult with your per- sonal tax advisor regarding your situation. Securities and advisory services offered through LPL Financial. A registered investment advisor, Member FINRA/SIPC. CONGRATULATION GRADUATES ! SECURE YOUR GRADUATE'S FUTURE BY PLANNING EARLY FOR EDUCATION COSTS As the cost of a college education continues to rise , outpacing the rate of inflation , it is becoming beyond the reach of most people unless they have planned early on . For people starting a college savings plan today , ques- tions arise as to the best way to save . For such an important and long - term goal , it pays to do some research when selecting a plan . FC FINANCIAL SERVICES There are many factors to consider when selecting a college savings plan . As with any savings goal , individual factors such as time horizon , risk tolerance , investment preferenc- es and tax situation need to be considered and weighed in order to select the most suitable savings plan . The importance of planning early for education costs cannot be stressed enough ! Reach out today for a no cost initial consultation ! LPL Financial 1090 Freeport Road , Suite 150 | Pittsburgh , PA 15238 | 412-967-9272 | WWW.FOXCHAPELFINANCIALSERVICES.COM The views expressed represent the opinion of Fox Chapel Financial Services and are for informational purposes only . LPL Financial does not offer tax advice or services . Consult with your per- sonal tax advisor regarding your situation . Securities and advisory services offered through LPL Financial . A registered investment advisor , Member FINRA / SIPC .