INN Advertorial featured monthly in the Valley News Dispatch Edward Jones > edwardjones.com | Member SIPC Why should you see a financial advisor? If you know how important it is to plan for your financial future, but you're unsure of the road to follow, you may want to get some guidance and direction from a financial professional. How can a financial advisor help? First, consider the issue of determining how much money will be needed for retirement. It's not always easy for individuals to estimate this amount. But an advisor can help clients like you arrive at this figure by discussing your needs and goals. How long do you plan to work? What kind of lifestyle do you anticipate enjoying in retirement? Next comes the other key question: How much money will be available for retirement? This big question leads to many others: How much do you need to save and invest each year until you retire? About what sort of investment return will you need to reach your retirement income goals? What level of risk are you willing to take to achieve that return? What is the role of other income sources such as Social Security or any pensions you might have? Having an advisor help you gain a clear idea of your retirement income picture can certainly be reassuring. But there are other reasons why "going it alone* might not be a good idea. For example, when the financial markets are down, as was the case for much of 2022, some people make decisions based on short-term volatility, and selling investments to "cut their losses," even if these same investments still have solid business fundamentals and good prospects for growth. But if you work with an advisor, you're less likely to overreact to market downturns, and stick to your long-term strategy. Additionally, when a new opportunity emerges, perhaps from an inheritance or some other windfall, your financial advisor can help you take advantage of it. In some areas of life, going it alone can be exciting-but when it comes to planning for your financial future, you can benefit from some company along the way. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Member SIPC Compare our CD Rates Bank-issued, FDIC-Insured 6-month 1-year 3-month 5.28% 5.38% 5.44% "A Page Vild (APY) effect 02/12/23 CDs offered by dead Jones are bak d and FDIC iured up to $250.000 principal and interet acoued but not yet pa per det pered depository institution, for each account ownership category. Pose wat www.loe.gov or contact your financial advisor for additional Secto availability and price change. CD les are subject to interest teis such that when interest rates rise prices of CD-cas decreaset CDs are sold prior to maturythe can principal value FC urance does not cover loses in market value Carty withdrawal may not be permitted Yerlds quoted are net of all commissions CDs require the di fine and do not interest to compound CDs offered through Edward Jones are issued by banks and this nationwide. Al CDs sold by Edward Jones and with the Depository Trust Corp. FDI-1916M-A © 2022 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED. AECSPAD Call or visit your local financial advisor today. Seth D. Thompson, CFP®, AAMS® Certified Financial Planner Office: 412-828-2437 Email: seth.thompson@edwardjones.com 201 Allegheny Ave. Suite 2 Oakmont, PA 15139 INN Advertorial featured monthly in the Valley News Dispatch Edward Jones > edwardjones.com | Member SIPC Why should you see a financial advisor ? If you know how important it is to plan for your financial future , but you're unsure of the road to follow , you may want to get some guidance and direction from a financial professional . How can a financial advisor help ? First , consider the issue of determining how much money will be needed for retirement . It's not always easy for individuals to estimate this amount . But an advisor can help clients like you arrive at this figure by discussing your needs and goals . How long do you plan to work ? What kind of lifestyle do you anticipate enjoying in retirement ? Next comes the other key question : How much money will be available for retirement ? This big question leads to many others : How much do you need to save and invest each year until you retire ? About what sort of investment return will you need to reach your retirement income goals ? What level of risk are you willing to take to achieve that return ? What is the role of other income sources such as Social Security or any pensions you might have ? Having an advisor help you gain a clear idea of your retirement income picture can certainly be reassuring . But there are other reasons why " going it alone * might not be a good idea . For example , when the financial markets are down , as was the case for much of 2022 , some people make decisions based on short - term volatility , and selling investments to " cut their losses , " even if these same investments still have solid business fundamentals and good prospects for growth . But if you work with an advisor , you're less likely to overreact to market downturns , and stick to your long - term strategy . Additionally , when a new opportunity emerges , perhaps from an inheritance or some other windfall , your financial advisor can help you take advantage of it . In some areas of life , going it alone can be exciting - but when it comes to planning for your financial future , you can benefit from some company along the way . This article was written by Edward Jones for use by your local Edward Jones Financial Advisor . Member SIPC Compare our CD Rates Bank - issued , FDIC - Insured 6 - month 1 - year 3 - month 5.28 % 5.38 % 5.44 % " A Page Vild ( APY ) effect 02/12/23 CDs offered by dead Jones are bak d and FDIC iured up to $ 250.000 principal and interet acoued but not yet pa per det pered depository institution , for each account ownership category . Pose wat www.loe.gov or contact your financial advisor for additional Secto availability and price change . CD les are subject to interest teis such that when interest rates rise prices of CD - cas decreaset CDs are sold prior to maturythe can principal value FC urance does not cover loses in market value Carty withdrawal may not be permitted Yerlds quoted are net of all commissions CDs require the di fine and do not interest to compound CDs offered through Edward Jones are issued by banks and this nationwide . Al CDs sold by Edward Jones and with the Depository Trust Corp. FDI - 1916M - A © 2022 EDWARD D. JONES & CO . , L.P. ALL RIGHTS RESERVED . AECSPAD Call or visit your local financial advisor today . Seth D. Thompson , CFP® , AAMS® Certified Financial Planner Office : 412-828-2437 Email : seth.thompson@edwardjones.com 201 Allegheny Ave. Suite 2 Oakmont , PA 15139